• Disability Plan

    What would happen if your income stopped today? Are you prepared to provide for yourself in the event of a serious accident or illness?
     
    Should you experience a non-work related illness or injury that prevents you from working or you become pregnant, disability coverage acts as income replacement to protect important assets and help you continue with some level of earnings.

    If you want to change your existing policy during open enrollment, you can increase your benefit level up to $300 per month up to the maximum allowed or go down a level on your benefit waiting period.

    The benefits outlined below are provided on a voluntary basis by The Standard:
    • You can elect the following elimination periods (Accident/ Illness): 
      • 0/3 days
      • 14/14 days
      • 30/30 days
      • 90/90 days
      • 180/180 days

    • You can elect the minimum benefit amount of $200 up to the lesser of $8,000 or two-thirds of your earnings.

     

    •  The maximum benefit period is 3 years for illness, or to age 65 for accident.

    *For pre-existing conditions, benefits are only available for the first 90 days of disability. A pre-existing condition is any condition, for which you have received treatment or care within 90 days of becoming effective. After 12 months of continuous coverage, the condition is no longer considered pre-existing.

     

    The Standard - 1-800-368-1135